INSURANCE CARRIERS WE FREQUENTLY WORK WITH
We have contractual agreements with various insurance and managed care companies. Below is a list of some of the insurance companies that we work with frequently
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TYPES OF TREATMENT AND INSURANCE COVERAGE
At Fairwinds Treatment Center, nothing is more important to us than helping you get the treatment you need to lead a happy and productive life. To that end, our experienced Admissions Staff is committed to helping you explore all available payment options. Usually we can assess your specific situation in a matter of hours.
In recent years, with the Medical Parity Act, the extent and level of covered treatment for mental health and substance abuse treatment have improved significantly.
INPATIENT AND RESIDENTIAL TREATMENT– For inpatient treatment, a patient must meet the “medical necessity” criteria set forth by his/her plan. Our Admissions Staff will assess for “medical necessity” and make a treatment recommendation. If the insurance company agrees with our recommendation, the admission will be approved, including the level of care and number of days authorized. If the insurance company disagrees with our recommendation, they will deny the admission, and recommend an alternative level of care. In such cases, the patient may elect to proceed with the admission.
Some companies will only cover a portion of residential care; for those that will not, our staff will help you determine the benefits available through your plan and will try to obtain authorization to use any benefits that may apply.
INTENSIVE OUTPATIENT TREATMENT– Most insurers will cover some level of outpatient treatment, which are defined in your plan.
PRIVATE PAYMENT– In cases where insurance will not cover treatment, the patient and/or guarantor is responsible for payment. People who have insurance may elect private payment to guarantee privacy or to ensure worry-free, uninterrupted treatment. For private payment, Fairwinds accepts checks and major credit cards. In addition, financing agreements may be available to you, our Benefits Coordinator can offer suggestions.
With out-of-pocket or private pay options, you may be able to mitigate costs through medical tax deductions.